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TaxCare

Who it's for

File your ITR as a pensioner

Pension, deposit interest and the tax deducted on them — TaxCare fetches them from the portal, applies the deductions meant for seniors and prepares your return. A family member can do it for you from their own account.

Start filingHow TaxCare handles it

In short

Pension, family pension and interest on deposits, for people aged 60 and above.

Due date (no business income, no audit)
31-Jul-2026
Standard deduction on salary or pension (new regime)
₹75,000

Is this you?

  • You receive a pension from a former employer
  • You receive a family pension
  • You earn interest on fixed deposits or senior citizen schemes
  • Your bank deducted tax on interest you want back

Key figures for Tax Year 2025-26

Taken from the same rule tables the TaxCare app files with.

Due date (no business income, no audit)
31-Jul-2026
Standard deduction on salary or pension (new regime)
₹75,000
Deduction on interest for people aged 60+ (old regime)
₹50,000

How TaxCare handles it

Only what the app does today — nothing promised for later.

  1. Your records, fetchedOnce your PAN is connected, TaxCare pulls your AIS, TIS and Form 26AS or Form 168 straight from the Income Tax portal.
  2. Pension, filed as salaryPension from a former employer is taxed as salary, with the standard deduction: ₹75,000 in the new regime, ₹50,000 in the old.
  3. Interest income for seniorsInterest from deposits is picked up from your AIS. In the old regime, people aged 60 or more can deduct up to ₹50,000 of it under section 80TTB.
  4. Both regimes, worked outYour tax is calculated under the old and the new regime on your own figures. You see the difference before you choose.
  5. Approve, upload, e-verifyNothing is released until you approve it. You upload the return on the Income Tax portal, then e-verify with an Aadhaar OTP, and reminders follow until it's done.
  6. Ask Shri, in your own wordsShri, TaxCare's assistant, answers in English, Hinglish or Hindi. It gives general guidance, not professional tax advice.

What you need

Most of your figures are fetched for you. Keep these ready.

  • Your PAN, linked with your Aadhaar

  • Your Aadhaar-linked or portal-registered mobile, for the OTP

  • Your pension slip or bank statement showing pension and tax deducted

  • Interest certificates from your banks and post office

  • A bank account in your name, validated on the Income Tax portal, for the refund

Guides on this topic

  • Special taxpayers and life situations

    ITR for senior citizens

    Senior citizens get a higher exemption limit, extra health insurance and interest deductions in the old regime, and some may not need to file. Learn the age bands, slabs, deductions, which form to use and what to watch for.

    5 min readUpdated 26-Oct-2026

  • Special taxpayers and life situations

    ITR for pensioners: forms, deductions and tips

    Pension is taxed as salary, with a standard deduction. Family pension is taxed as other income with its own deduction. Senior citizens get a higher exemption in the old regime and a savings interest deduction. See which ITR form to use and what to check.

    4 min readUpdated 26-Oct-2026

  • Special taxpayers and life situations

    ITR for housewives and homemakers

    A homemaker with no income need not file a return. But one with interest, rent, capital gains or business income may have to, and filing can help with refunds, loans and visas. Learn when and how, and what clubbing means.

    6 min readUpdated 26-Oct-2026

See all guides on this topic

Questions, answered

How is pension taxed?

Pension from a former employer is taxed as salary, with a standard deduction of ₹75,000 in the new regime and ₹50,000 in the old regime.

What is section 80TTB?

In the old regime, people aged 60 or more can deduct interest on deposits up to ₹50,000. TaxCare picks up the interest from your AIS and applies it.

How is family pension taxed?

Family pension is income from other sources. A third of it is deductible, up to ₹25,000 in the new regime and ₹15,000 in the old regime.

Can my son or daughter file it for me?

Yes. They add your PAN to their TaxCare account as a family member, with the OTP the Income Tax portal sends to you, and file your return from there.

Pension, interest and TDS — filed for you.

Your first return with TaxCare gets 25% off. The fee follows your income: free up to ₹1,00,000, then from ₹49 — never more than ₹1,499.

Start filingSee the full price list
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