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Government and PSU employees

ITR filing for government and PSU employees

A public-sector career runs from salary through to pension, and each stage has its own entries in the return. This page walks through them.

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In short

Salary, pension, perquisites and retirement benefits for public-sector staff.

Who this is for

Your tax situation

  • Salary and perquisites

    Housing, vehicles and other perquisites are valued by rule and added to your salary. Your Form 16 shows the total.

  • Pension

    Pension is taxed as salary, with a standard deduction of ₹75,000 in the new regime.

  • Retirement benefits

    Gratuity and leave encashment at retirement can be partly or wholly exempt, depending on the rules that apply to you. The exempt part is not taxed.

  • Family

    Many people file for a spouse or parent as well. Each person files their own return under their own PAN.

What to watch out for

  • Retirement year

    In the year you retire your return holds salary, benefits and pension together. Check each against your Form 16.

  • Interest on savings

    Interest on deposits is taxable and listed in your AIS even when your salary is already taxed.

  • Dates

    The due date for most returns is 31-Jul-2026.

How TaxCare handles it

  1. Salary and pension from your recordsTaxCare fetches your salary and the tax deducted from the Income Tax portal, and you check them against your Form 16.
  2. Pension filed as salaryPension is entered as salary with the standard deduction applied, in both regimes.
  3. One profile per personAdd family members to your account and file each return separately, with their own e-verification.

When a Tax Expert files it

If a return includes income TaxCare's self-filing does not cover, a verified TaxCare Tax Expert files it. The price is shown before you book.

See Tax Expert services

Pages that fit you

Open the filing guide that matches the way you earn.

  • Pensioners

    Pension, family pension and interest on deposits, for people aged 60 and above.

  • Salaried

    Salary from one or more employers, with TDS, interest and deductions.

  • Family filing

    Parents, spouse, grown-up children — every PAN at home from one account.

Guides to read next

  • Special taxpayers and life situations

    ITR for senior citizens

    Senior citizens get a higher exemption limit, extra health insurance and interest deductions in the old regime, and some may not need to file. Learn the age bands, slabs, deductions, which form to use and what to watch for.

    5 min readUpdated 26-Oct-2026

  • Special taxpayers and life situations

    ITR for pensioners: forms, deductions and tips

    Pension is taxed as salary, with a standard deduction. Family pension is taxed as other income with its own deduction. Senior citizens get a higher exemption in the old regime and a savings interest deduction. See which ITR form to use and what to check.

    4 min readUpdated 26-Oct-2026

  • Special taxpayers and life situations

    ITR for housewives and homemakers

    A homemaker with no income need not file a return. But one with interest, rent, capital gains or business income may have to, and filing can help with refunds, loans and visas. Learn when and how, and what clubbing means.

    6 min readUpdated 26-Oct-2026

All guides

Questions people ask

Is my pension taxable?

Yes, as salary. The standard deduction applies to it.

Is gratuity taxed?

Part or all of it may be exempt. Check the amount against your Form 16.

Can I file for my parents?

Yes. Add them as family members and file each return under their own PAN.

Other groups

Check your own return

Sign in with your mobile number. TaxCare fetches your records from the Income Tax portal and shows what it finds before you file anything.

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