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TaxCare

Who it's for

File your ITR as a small business owner

Under section 44AD you declare a fixed share of turnover as profit and keep no detailed books. TaxCare fetches what your AIS shows, works out the profit and prepares your return.

Start filingHow TaxCare handles it

In short

Shops, traders and small businesses — presumptive income under section 44AD.

Due date with business or professional income, no audit
31-Aug-2026
Turnover limit for section 44AD
₹2,00,00,000

Is this you?

  • You run a shop, trading or small business on your own
  • Your turnover is within ₹2,00,00,000 (₹3,00,00,000 if mostly digital)
  • You'd rather declare a fixed profit than keep detailed books
  • You are not registered under GST — or you're happy for a Tax Expert to file

Key figures for Tax Year 2025-26

Taken from the same rule tables the TaxCare app files with.

Due date with business or professional income, no audit
31-Aug-2026
Turnover limit for section 44AD
₹2,00,00,000
44AD limit when cash receipts are within 5%
₹3,00,00,000
Profit to declare on digital receipts (8% on cash)
6%

How TaxCare handles it

Only what the app does today — nothing promised for later.

  1. Your records, fetchedOnce your PAN is connected, TaxCare pulls your AIS, TIS and Form 26AS or Form 168 straight from the Income Tax portal.
  2. Receipts the department already seesBusiness and professional receipts reported against your PAN, with the TDS on them, come from your AIS — so what you declare matches what the department has.
  3. Presumptive income under 44ADDeclare 6% of turnover received through banks or digital modes and 8% of cash turnover, while turnover stays within ₹2,00,00,000 — or ₹3,00,00,000 when cash receipts are within 5%.
  4. GST-registered? A Tax Expert files itIf your AIS shows GST turnover, your return goes to a TaxCare Tax Expert, who matches it with your GST returns.
  5. The right form, from your dataTaxCare works out whether you file ITR-1, 2, 3 or 4 from what your records show — and tells you the reason when it moves you up a form.
  6. A Tax Expert when you need oneIf your return has something self-filing doesn't cover, hand it to a verified TaxCare Tax Expert from inside the app. The price is shown before you book.

What you need

Most of your figures are fetched for you. Keep these ready.

  • Your PAN, linked with your Aadhaar

  • Your Aadhaar-linked or portal-registered mobile, for the OTP

  • Your turnover for the year, split into cash and bank or digital receipts

  • Year-end figures: cash in hand, money owed to you and by you, and stock

  • Challans for any advance or self-assessment tax you paid

  • A bank account in your name, validated on the Income Tax portal, for the refund

Guides on this topic

  • Business, professionals and freelancers

    How to file ITR for YouTubers and creators

    Creator income from YouTube, brand deals and sponsorships is taxed as business or professional income. Learn how presumptive taxation (50% under 44ADA), ITR-3 and ITR-4, TDS from brands, and the dates work.

    5 min readUpdated 26-Oct-2026

  • Business, professionals and freelancers

    How freelancers file ITR

    Freelancers are taxed on professional income. Most can choose a presumptive scheme that treats half of receipts as profit and files ITR-4, or keep books and file ITR-3. Learn the limits, TDS credit, advance tax, due dates and records to keep.

    4 min readUpdated 26-Oct-2026

  • Business, professionals and freelancers

    How to file ITR for consultants and freelancers

    A consultant can file ITR-4 under the presumptive scheme (50% of receipts as income) if receipts are within the limit, or ITR-3 with books. Learn the limits, due dates, what to keep and how to pick.

    4 min readUpdated 26-Oct-2026

See all guides on this topic

Questions, answered

What is section 44AD?

A simpler scheme for small businesses: profit is taken as 6% of turnover received through banks or digital modes and 8% of cash turnover, within ₹2,00,00,000 of turnover — or ₹3,00,00,000 when cash receipts are within 5%.

Why does digital turnover matter?

Turnover received through banks or digital modes is taxed on a lower deemed profit (6% instead of 8%), and a mostly digital business gets the higher turnover limit.

I'm registered under GST. Can I self-file?

When your AIS shows GST turnover, a TaxCare Tax Expert files your return so it matches your GST returns. The price is shown before you book.

My turnover is above the limit.

Then you file ITR-3 with your actual profit, and your accounts may need an audit — due 21-Nov-2026. A TaxCare Tax Expert can do it for you.

Declare your profit simply. File in minutes.

Your first return with TaxCare gets 25% off. The fee follows your income: free up to ₹1,00,000, then from ₹49 — never more than ₹1,499.

Start filingSee the full price list
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