Guide topic · 12 guides
Section-wise guides to deductions and exemptions such as 80C, 80D, HRA and home loan interest: who can claim, limits and proof needed.
Section 80D lets you deduct health insurance premiums for yourself, your family and your parents. Learn the limits (₹25,000 and ₹50,000), the ₹5,000 for a preventive check-up within them, the ₹1,00,000 overall cap and the regime rule.
3 min readUpdated 26-Oct-2026
Section 80C lets you deduct up to ₹1,50,000 a year for specified savings and payments, but only in the old tax regime. See what the cap includes, which investments and payments qualify, and the details you must report for each.
3 min readUpdated 26-Oct-2026
A single list of the main deductions an individual can claim, with limits, and which regime allows them. Covers 80C, 80D, NPS, loans, donations, savings interest, disability and more.
3 min readUpdated 26-Oct-2026
If your employer left out a deduction when deducting TDS, you can still claim it in your return under the old regime. Learn which deductions you can add, the evidence you need and the windows for correcting a return.
4 min readUpdated 26-Oct-2026
The new regime allows very few deductions: the standard deduction, the family pension deduction, and your employer's NPS contribution. Section 80C, 80D, HRA and home loan interest on a self-occupied house are not available. See the full picture.
3 min readUpdated 26-Oct-2026
When you claim a deduction in the old regime, the return asks for specific details and you should keep matching documents. This guide lists, section by section, the details the ITR asks for and the papers worth keeping.
4 min readUpdated 26-Oct-2026
Interest on a home loan is deductible under section 24(b), but the rules differ for a self-occupied house and a let-out house, and for the old and new regimes. Learn the ₹2,00,000 cap, loss set-off and where the other home loan deductions fit.
4 min readUpdated 26-Oct-2026
Section 80CCD(1B) lets you deduct up to ₹50,000 for your own NPS contribution, over and above the ₹1,50,000 limit of section 80C. It applies in the old regime only. Learn who can claim it and what proof you need.
3 min readUpdated 26-Oct-2026
When your employer pays into your NPS account, section 80CCD(2) lets you deduct it, up to 14% of salary in the new regime. It is one of the few deductions that works in both regimes. See the limits and examples.
4 min readUpdated 26-Oct-2026
Section 80E lets you deduct the interest you pay on an education loan, with no upper limit on the amount, but only in the old tax regime. Learn the conditions, the details the return asks for and the mistakes to avoid.
3 min readUpdated 26-Oct-2026
Section 80G lets you deduct donations to approved charities, at 100% or 50% depending on the fund, with a cash limit and, for some funds, a cap of 10% of income. Learn what you need and how the claim is worked out.
4 min readUpdated 26-Oct-2026
Section 80TTA lets you deduct up to ₹10,000 of savings account interest. Section 80TTB gives senior citizens up to ₹50,000 on savings and deposit interest. Both apply in the old regime only. See who gets which.
2 min readUpdated 26-Oct-2026
TaxCare fetches your AIS and TDS from the Income Tax portal, checks every figure and files the return that saves you the most. 25% off your first filing.