Checked against the Income-tax Act
Plain-language answers on filing your ITR — forms, deductions, the two regimes, AIS, refunds and notices. Every guide is checked against the Income-tax Act and official CBDT sources before it is published.
ITR filing basics
A last check before you submit can save you a revised return or a notice. Use this checklist: personal details, income, AIS and Form 26AS match, deductions, regime, tax paid, bank account and e-verification.
3 min readUpdated 26-Oct-2026
ITR filing basics
A nil return reports no taxable income or no tax. You may not be required to file one, but it can still help, especially to claim a refund or build a record. Learn when to file, which form to use and what to watch for.
4 min readUpdated 26-Oct-2026
Special taxpayers and life situations
A homemaker with no income need not file a return. But one with interest, rent, capital gains or business income may have to, and filing can help with refunds, loans and visas. Learn when and how, and what clubbing means.
6 min readUpdated 26-Oct-2026
Capital gains and investments
Long-term capital gains on listed shares and equity funds are exempt up to ₹1,25,000 a year, and taxed at 12.5% above that. Learn what counts, the 12-month rule, grandfathering and worked examples.
5 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The new regime lets you claim very few deductions. The main ones are the standard deduction for salary and pension, the employer's NPS contribution, the family pension deduction and a few others. Here is the list and what is no longer allowed.
3 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
Tax under both regimes for salaries from ₹8 lakh to ₹30 lakh, with and without typical old-regime deductions. Every figure comes from TaxCare's own tax engine. See where the new regime wins and how many deductions the old regime needs to catch up.
3 min readUpdated 26-Oct-2026
Business, professionals and freelancers
Presumptive taxation lets a small business declare 8% (or 6% for digital receipts) of turnover as profit and skip detailed books. Professionals use section 44ADA and goods carriage owners use 44AE. Know the limits and the catch.
5 min readUpdated 26-Oct-2026
Business, professionals and freelancers
Under section 44ADA, an eligible professional can declare 50% of gross receipts as income and skip detailed books. The receipts limit is ₹50 lakh, or ₹75 lakh if cash receipts are within 5%. Learn the conditions, an example, and the ITR form.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
When you claim a deduction in the old regime, the return asks for specific details and you should keep matching documents. This guide lists, section by section, the details the ITR asks for and the papers worth keeping.
4 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
An income tax refund fails when the bank account in your return is wrong, closed or not validated on the portal. Learn why it happens, what to check, and how to get the refund reissued.
4 min readUpdated 26-Oct-2026
Salary and employment
If your employer deducted more TDS than your actual tax, you get the difference back only by filing a return and e-verifying it. Learn why excess TDS happens, how to claim it and what interest you may earn.
5 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
If your income tax refund failed or was returned by your bank, you can ask the department to issue it again. Here is what to check first, what to prepare and how to follow up.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
If you have business or professional income, you do not pick your tax regime in the return. You do it through Form 10-IEA, by the due date, and the choice stays for later years. Here is how it works and where the one-time limit comes in.
4 min readUpdated 26-Oct-2026
House property and rent
Rent is taxed under 'income from house property'. You deduct municipal tax, then 30% of the annual value, then home loan interest. Learn the steps, how a self-occupied house and a rental loss are treated, and which ITR to use.
4 min readUpdated 26-Oct-2026
ITR filing basics
If you forgot your e-filing password, you can reset it with an OTP sent to your Aadhaar-linked mobile. Learn the steps, what to keep ready, why resets fail and how TaxCare handles the reset for you when you ask it to.
4 min readUpdated 26-Oct-2026
Salary and employment
Your salary has a basic pay, allowances, perquisites and sometimes retirement benefits. Some parts are fully taxable, some partly exempt, and some depend on your regime. This guide shows how gross salary becomes taxable salary.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Interest on a home loan is deductible under section 24(b), but the rules differ for a self-occupied house and a let-out house, and for the old and new regimes. Learn the ₹2,00,000 cap, loss set-off and where the other home loan deductions fit.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80CCD(1B) lets you deduct up to ₹50,000 for your own NPS contribution, over and above the ₹1,50,000 limit of section 80C. It applies in the old regime only. Learn who can claim it and what proof you need.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
When your employer pays into your NPS account, section 80CCD(2) lets you deduct it, up to 14% of salary in the new regime. It is one of the few deductions that works in both regimes. See the limits and examples.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80E lets you deduct the interest you pay on an education loan, with no upper limit on the amount, but only in the old tax regime. Learn the conditions, the details the return asks for and the mistakes to avoid.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80G lets you deduct donations to approved charities, at 100% or 50% depending on the fund, with a cash limit and, for some funds, a cap of 10% of income. Learn what you need and how the claim is worked out.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80TTA lets you deduct up to ₹10,000 of savings account interest. Section 80TTB gives senior citizens up to ₹50,000 on savings and deposit interest. Both apply in the old regime only. See who gets which.
2 min readUpdated 26-Oct-2026
ITR filing basics
Self-filing suits simple returns where the data is already on the portal. A Tax Expert suits complex income, notices or cases you would rather not handle yourself. Here is how to choose.
3 min readUpdated 26-Oct-2026
House property and rent
A house you live in has nil taxable value but limited home loan interest relief. A house you let out is taxed on its net annual value with a 30% standard deduction. See how each is worked out, the loss limits and how the regime changes things.
4 min readUpdated 26-Oct-2026
Each guide is written in plain language from the Income-tax Act itself.
The TaxCare editorial team checks every guide against the Income-tax Act and official CBDT sources before it is published.
Every guide shows the date it was last updated, so you can see how current it is.
TaxCare fetches your AIS and TDS from the Income Tax portal, checks every figure and files the return that saves you the most. 25% off your first filing.