Editorial team
Editorial team
The TaxCare team that writes and edits our guides. Every guide is reviewed by the team against the Income-tax Act and official CBDT sources before it is published.
ITR filing basics
You must file an income tax return if your income before deductions is above the basic exemption limit, or if certain conditions apply, such as large TDS. Here is how to check, and why filing can help even when it is optional.
4 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-1 is for simple salary and interest income, ITR-2 adds capital gains and more than one house, ITR-3 is for business with books, and ITR-4 is for presumptive income. Use this guide to pick the right form.
4 min readUpdated 26-Oct-2026
TDS, TCS, AIS, Form 26AS and Form 168
AIS is the Income Tax Department's complete record of income and transactions reported against your PAN by banks, employers, brokers and others. Learn what it contains, how it differs from TIS, and how to correct wrong entries.
4 min readUpdated 26-Oct-2026
ITR filing basics
A tax year is the 12 months from 1 April in which you earned your income, such as 2025-26. You file the return after that year ends. Learn how it works, which year you are filing for, and why the Income-tax Act, 2025 uses one single term.
4 min readUpdated 26-Oct-2026
ITR filing basics
Missing the ITR due date does not close the door. You can still file a belated return, but you may pay a late fee and interest, and you lose the old regime and most loss carry-forwards. Here is exactly what changes and what to do.
5 min readUpdated 26-Oct-2026
Capital gains and investments
Gains on listed shares are short-term if sold within 12 months and long-term after that. Short-term gains are taxed at 20% and long-term gains at 12.5% above ₹1,25,000. Intraday and F&O are taxed as business income.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The standard deduction cuts your taxable salary or pension without any proof. It is ₹50,000 in the old regime and ₹75,000 in the new regime on the 2025-26 rules. Learn who gets it and how it interacts with other deductions.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80D lets you deduct health insurance premiums for yourself, your family and your parents. Learn the limits (₹25,000 and ₹50,000), the ₹5,000 for a preventive check-up within them, the ₹1,00,000 overall cap and the regime rule.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80C lets you deduct up to ₹1,50,000 a year for specified savings and payments, but only in the old tax regime. See what the cap includes, which investments and payments qualify, and the details you must report for each.
3 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The section 87A rebate can reduce your tax to nil. In the new regime it covers income up to ₹12 lakh, with marginal relief just above. In the old regime it covers income up to ₹5 lakh. Learn the limits and what it does not cover.
3 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The new regime has lower rates and a higher rebate but allows very few deductions. The old regime has higher rates but lets you claim deductions like 80C, 80D and home loan interest. Compare slabs, deductions and examples.
4 min readUpdated 26-Oct-2026
Special taxpayers and life situations
Senior citizens get a higher exemption limit, extra health insurance and interest deductions in the old regime, and some may not need to file. Learn the age bands, slabs, deductions, which form to use and what to watch for.
5 min readUpdated 26-Oct-2026
Special taxpayers and life situations
Pension is taxed as salary, with a standard deduction. Family pension is taxed as other income with its own deduction. Senior citizens get a higher exemption in the old regime and a savings interest deduction. See which ITR form to use and what to check.
4 min readUpdated 26-Oct-2026
ITR filing basics
For the tax year 2026-27 the usual ITR due date is 31-Jul-2027 for most individuals, with later dates for some business cases and audit cases. Here are all key dates, plus the late fee and interest if you miss them.
5 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-1 (Sahaj) is the simplest return form, for resident individuals with income up to ₹50 lakh from salary, one house, interest and small capital gains. Check the conditions and see how to fill it.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The new regime slabs run from nil up to ₹4 lakh to 30% above ₹24 lakh, with a rebate that makes income up to ₹12 lakh tax free. See the slab table, the rebate, the standard deduction, surcharge and cess, plus tax at common salaries.
3 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
Your refund moves through four stages: filed, verified, processed and refund issued. Learn how to check each stage, what interest you earn on a refund, and the usual reasons a refund is delayed.
5 min readUpdated 26-Oct-2026
Salary and employment
Form 16 is the TDS certificate your employer gives you for salary. Learn what Part A and Part B show, which lines matter when you file, and how to check Form 16 against your AIS and Form 26AS.
4 min readUpdated 26-Oct-2026
ITR filing basics
You can file your income tax return entirely from a phone. Here is what to keep ready, the steps in order, how to e-verify with an Aadhaar OTP, and how to avoid common slips on a small screen.
4 min readUpdated 26-Oct-2026
Business, professionals and freelancers
Creator income from YouTube, brand deals and sponsorships is taxed as business or professional income. Learn how presumptive taxation (50% under 44ADA), ITR-3 and ITR-4, TDS from brands, and the dates work.
5 min readUpdated 26-Oct-2026
Salary and employment
A salaried person needs Form 16, the AIS and Form 26AS or Form 168 to file. Learn how salary income is worked out, which form and regime to choose, what to check against the department's records and how to finish by e-verifying.
4 min readUpdated 26-Oct-2026
ITR filing basics
Filing your income tax return online takes eight steps: check if you must file, gather your documents, pick the right ITR form and tax regime, compute your tax, submit, and e-verify within 30 days.
4 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
You must e-verify your income tax return within 30 days of filing, or it is treated as never filed. Learn the e-verification methods, including Aadhaar OTP, and what to do if you miss the deadline.
4 min readUpdated 26-Oct-2026
ITR filing basics
After you file, three things matter: was the return filed, was it e-verified within 30 days, and has it been processed. Here is how to check each, and what each status means.
4 min readUpdated 26-Oct-2026
Business, professionals and freelancers
Freelancers are taxed on professional income. Most can choose a presumptive scheme that treats half of receipts as profit and files ITR-4, or keep books and file ITR-3. Learn the limits, TDS credit, advance tax, due dates and records to keep.
4 min readUpdated 26-Oct-2026
TDS, TCS, AIS, Form 26AS and Form 168
Form 26AS is the annual tax statement for tax years up to 2025-26. Form 168 replaces it from the tax year 2026-27 under the Income-tax Act, 2025. Learn what each shows and how to use it when you file.
3 min readUpdated 26-Oct-2026
ITR filing basics
Filing your first income tax return is simpler than it looks. Follow the steps in order: gather your documents, check your income statements, pick the right form and regime, review the tax, file and e-verify within 30 days.
4 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
Aadhaar OTP is the quickest way to e-verify your income tax return. You need a mobile number linked to your Aadhaar and must finish within 30 days of filing. Here are the steps, what can go wrong and what to do if the OTP does not arrive.
3 min readUpdated 26-Oct-2026
ITR filing basics
Most of what you need to file an income tax return is already with the Income Tax Department. Here is the short list of documents to keep ready, by type of income, and what you can skip.
4 min readUpdated 26-Oct-2026
Capital gains and investments
Capital gains are profits from selling shares, mutual funds, property, gold and other assets. This guide explains short-term and long-term gains, holding periods, tax rates, exemptions and how losses are set off, with the rates used for the tax year 2025-26.
4 min readUpdated 26-Oct-2026
TDS, TCS, AIS, Form 26AS and Form 168
AIS lists every transaction reported about you. TIS is the category-wise summary the return pre-fills from. Learn how they differ, how the three information levels work, how to give feedback and which one to trust when they disagree.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
A single list of the main deductions an individual can claim, with limits, and which regime allows them. Covers 80C, 80D, NPS, loans, donations, savings interest, disability and more.
3 min readUpdated 26-Oct-2026
ITR filing basics
Filing a return when your income is below the limit is optional, but it can bring a refund, an income record for loans and visas, and the right to carry forward losses. Here is when it is worth doing.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
A salaried person can generally compare the old and new regimes each year when filing. A belated return, a revised return after a belated one, and business income have extra conditions. Know the rules before you choose.
3 min readUpdated 26-Oct-2026
ITR forms: which one to file
Only in one case: long-term gains on listed shares or equity funds up to ₹1,25,000, and no other capital gain. Any other gain, or a larger one, means ITR-2. Here is how to check your own position.
4 min readUpdated 26-Oct-2026
Capital gains and investments
To report share and mutual fund gains you need a capital gains statement: every sale with its buy date, cost and profit. Learn what it contains, where to get it, how to check it against your AIS and what to do when figures are missing.
5 min readUpdated 26-Oct-2026
Salary and employment
If you worked for two or more employers in the tax year, you add the salary from each Form 16, check that the tax deducted is enough, and claim the standard deduction only once. Here is the step-by-step.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
If your employer left out a deduction when deducting TDS, you can still claim it in your return under the old regime. Learn which deductions you can add, the evidence you need and the windows for correcting a return.
4 min readUpdated 26-Oct-2026
ITR filing basics
Most ITR problems come from a short list: the wrong form, income missing from the return, TDS you cannot claim, wrong bank details, and forgetting to e-verify. Learn each mistake and how to avoid it.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
The new regime allows very few deductions: the standard deduction, the family pension deduction, and your employer's NPS contribution. Section 80C, 80D, HRA and home loan interest on a self-occupied house are not available. See the full picture.
3 min readUpdated 26-Oct-2026
ITR filing basics
After you file and e-verify, keep a copy of the return and its acknowledgement (ITR-V). Here is what each document is, why you need it for loans and visas, and how to get it again if you lose it.
3 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
If you cannot use an Aadhaar OTP, you can e-verify your ITR with an EVC from your bank account or demat account, or through net banking. Learn how each works in outline, what to prepare and which option suits you.
4 min readUpdated 26-Oct-2026
Salary and employment
If your employer deducted too much or too little TDS on salary, or the TDS is missing from your tax statement, you can still file correctly. Compare Form 16 with Form 26AS or Form 168, ask the employer to correct, and settle the difference in your return.
4 min readUpdated 26-Oct-2026
ITR filing basics
Form 16 makes salary filing easier, but it is not a legal condition for filing. You can build the same numbers from your salary slips, your AIS and Form 26AS or Form 168. Here is what to collect and what to check.
4 min readUpdated 26-Oct-2026
Salary and employment
A gap between your Form 16 and your AIS is common and usually has a reason: a second employer, interest income, a different TDS figure or a timing difference. Learn how to find the cause and what to file.
5 min readUpdated 26-Oct-2026
Salary and employment
Form 16 is your employer's certificate of salary and tax deducted. Part A summarises the TDS deposited against your PAN. Part B gives the salary breakup, exemptions and deductions. Learn to read both and match them with Form 26AS.
3 min readUpdated 26-Oct-2026
TDS, TCS, AIS, Form 26AS and Form 168
Form 168 is the annual tax statement under the Income-tax Act, 2025, in the role Form 26AS had. It shows TDS, TCS, refunds and defaults against your PAN from the tax year 2026-27. Learn its parts, the four-digit section codes and how to read a row.
4 min readUpdated 26-Oct-2026
Tax reference pages
Form 168, the annual tax statement under the Income-tax Act, 2025, labels every TDS and TCS row with a four-digit code. This reference lists each code from 1001 to 1092, the section it stands for and what it covers.
12 min readUpdated 26-Oct-2026
Capital gains and investments
A gain is long-term if you held the asset past a minimum period: 12 months for listed shares and equity funds, 24 months for most other assets from 23 July 2024. A few assets are always short-term. Here are the rules.
4 min readUpdated 26-Oct-2026
ITR filing basics
Processing starts only after you e-verify, and the Income Tax Department sets the pace. Here is what happens between filing and the intimation, what slows it down, and how to speed it up.
3 min readUpdated 26-Oct-2026
TDS, TCS, AIS, Form 26AS and Form 168
Your AIS is the Income Tax Department's record of income and transactions against your PAN. Learn how to get it, which format to choose, how the two parts and seven sections are laid out, and how to read the columns.
4 min readUpdated 26-Oct-2026
Business, professionals and freelancers
A consultant can file ITR-4 under the presumptive scheme (50% of receipts as income) if receipts are within the limit, or ITR-3 with books. Learn the limits, due dates, what to keep and how to pick.
4 min readUpdated 26-Oct-2026
ITR filing basics
If you changed jobs or had two employers in the same year, you get a Form 16 from each. Add the salaries, claim the standard deduction once, take TDS from every Form 16, and check that your tax is not under-paid.
5 min readUpdated 26-Oct-2026
TDS, TCS, AIS, Form 26AS and Form 168
If your AIS shows income that is wrong, duplicate or not yours, you can give feedback on the entry. Learn the feedback options, how the source responds, how the value changes in TIS, and what to do while you wait.
4 min readUpdated 26-Oct-2026
ITR filing basics
To file online you need an account on the Income Tax e-filing portal, tied to your PAN. Learn what you need before you register, how to check whether you are already registered, and what to do if you forgot your password.
4 min readUpdated 26-Oct-2026
Capital gains and investments
Capital gains go into a separate schedule of the return, sale by sale. Learn which form to use, what details each sale needs, how the AIS helps, and how to claim exemptions and loss set-off without a mismatch.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
A salaried person chooses a regime in the return, so you can compare both each year. A belated return cannot use the old regime in TaxCare's rules. Here is how the choice works and how to compare before you decide.
4 min readUpdated 26-Oct-2026
House property and rent
Rent from a house is taxed under income from house property. Subtract municipal taxes, take a 30% standard deduction and deduct home loan interest. A self-occupied house has nil annual value. Here is how each case works, with an example.
3 min readUpdated 26-Oct-2026
Income-tax Act, 2025: the new law
The Income-tax Act, 2025 renumbers the sections and forms you knew. See how TDS and TCS sections map from the 1961 Act to the 2025 Act, which codes were omitted, and how forms like Form 16 and Form 26AS are renamed.
4 min readUpdated 26-Oct-2026
Income-tax Act, 2025: the new law
The Income-tax Act, 2025 replaces the 1961 Act from the tax year 2026-27. For most individuals the slabs and deductions you know carry over; what changes is the vocabulary, section numbers, form numbers and the statements you read. Here is a clear list.
6 min readUpdated 26-Oct-2026
Tax reference pages
One calendar of the dates that matter for the tax year 2026-27: advance tax instalments, when filing opens, the due dates, the belated and revised return deadlines and the updated-return window. Dates are provisional and can be changed by the CBDT.
3 min readUpdated 26-Oct-2026
Income-tax Act, 2025: the new law
The Income-tax Act, 2025 applies from 1 April 2026, so the tax year 2026-27 is the first one under it. What changes for you today is mostly names, numbers and forms. Whether your rates change depends on the Finance Act 2026, which is why TaxCare labels its 2026-27 figures provisional.
4 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
A delayed refund usually has a simple cause: the return was not verified, it is still being processed, the numbers do not match, or the bank account is wrong. Work through this checklist, from the quick checks to what to do when nothing changes.
5 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The old regime has four slabs: nil, 5%, 20% and 30%, with a higher exemption for senior citizens. Learn the slab table by age, the rebate, surcharge, cess, and worked examples that show how slab tax is calculated.
3 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
If the department refunds tax you overpaid, it adds interest at 0.5% per month under section 244A, unless the refund is small. Learn how the interest is counted, when none is paid, a worked example and whether it is taxable.
3 min readUpdated 26-Oct-2026
ITR filing basics
Having no tax to pay is not the same as having no duty to file. The test for filing uses your income before deductions, not your tax. Here is how the filing limit, the rebate and the TDS condition fit together, and when filing is still worth it.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The old regime only wins if your deductions are large. Break-even is the amount of deductions at which both regimes cost the same. See the break-even for salaries from ₹9 lakh to ₹25 lakh, computed with TaxCare's own tax engine.
4 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-1 is for simple salary, one house and interest income. ITR-2 is for individuals with no business income who have capital gains, more than one house, foreign assets or higher income. Compare them side by side.
3 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-2 is for individuals and HUFs with no business income who cannot use ITR-1, for example because of capital gains, more than one house, high income, foreign assets or a loss to carry forward.
4 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-3 is the form for individuals and HUFs who have business or professional income and keep books of account, or who have trading or F&O income. Learn who files it, what it contains and how it differs from ITR-4.
3 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-4 (Sugam) is the simpler form for business or professional income taxed on a presumptive basis. ITR-3 is for business income computed from books, or when other conditions rule ITR-4 out. See how to tell them apart.
4 min readUpdated 26-Oct-2026
ITR forms: which one to file
ITR-4 lets small businesses and professionals declare income at a fixed percentage of turnover instead of keeping full books. Learn who can use it, the rates under sections 44AD, 44ADA and 44AE, the limits and the traps.
5 min readUpdated 26-Oct-2026
ITR filing basics
A last check before you submit can save you a revised return or a notice. Use this checklist: personal details, income, AIS and Form 26AS match, deductions, regime, tax paid, bank account and e-verification.
3 min readUpdated 26-Oct-2026
ITR filing basics
A nil return reports no taxable income or no tax. You may not be required to file one, but it can still help, especially to claim a refund or build a record. Learn when to file, which form to use and what to watch for.
4 min readUpdated 26-Oct-2026
Special taxpayers and life situations
A homemaker with no income need not file a return. But one with interest, rent, capital gains or business income may have to, and filing can help with refunds, loans and visas. Learn when and how, and what clubbing means.
6 min readUpdated 26-Oct-2026
Capital gains and investments
Long-term capital gains on listed shares and equity funds are exempt up to ₹1,25,000 a year, and taxed at 12.5% above that. Learn what counts, the 12-month rule, grandfathering and worked examples.
5 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
The new regime lets you claim very few deductions. The main ones are the standard deduction for salary and pension, the employer's NPS contribution, the family pension deduction and a few others. Here is the list and what is no longer allowed.
3 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
Tax under both regimes for salaries from ₹8 lakh to ₹30 lakh, with and without typical old-regime deductions. Every figure comes from TaxCare's own tax engine. See where the new regime wins and how many deductions the old regime needs to catch up.
3 min readUpdated 26-Oct-2026
Business, professionals and freelancers
Presumptive taxation lets a small business declare 8% (or 6% for digital receipts) of turnover as profit and skip detailed books. Professionals use section 44ADA and goods carriage owners use 44AE. Know the limits and the catch.
5 min readUpdated 26-Oct-2026
Business, professionals and freelancers
Under section 44ADA, an eligible professional can declare 50% of gross receipts as income and skip detailed books. The receipts limit is ₹50 lakh, or ₹75 lakh if cash receipts are within 5%. Learn the conditions, an example, and the ITR form.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
When you claim a deduction in the old regime, the return asks for specific details and you should keep matching documents. This guide lists, section by section, the details the ITR asks for and the papers worth keeping.
4 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
An income tax refund fails when the bank account in your return is wrong, closed or not validated on the portal. Learn why it happens, what to check, and how to get the refund reissued.
4 min readUpdated 26-Oct-2026
Salary and employment
If your employer deducted more TDS than your actual tax, you get the difference back only by filing a return and e-verifying it. Learn why excess TDS happens, how to claim it and what interest you may earn.
5 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
If your income tax refund failed or was returned by your bank, you can ask the department to issue it again. Here is what to check first, what to prepare and how to follow up.
4 min readUpdated 26-Oct-2026
Tax regimes, slabs and rates
If you have business or professional income, you do not pick your tax regime in the return. You do it through Form 10-IEA, by the due date, and the choice stays for later years. Here is how it works and where the one-time limit comes in.
4 min readUpdated 26-Oct-2026
House property and rent
Rent is taxed under 'income from house property'. You deduct municipal tax, then 30% of the annual value, then home loan interest. Learn the steps, how a self-occupied house and a rental loss are treated, and which ITR to use.
4 min readUpdated 26-Oct-2026
ITR filing basics
If you forgot your e-filing password, you can reset it with an OTP sent to your Aadhaar-linked mobile. Learn the steps, what to keep ready, why resets fail and how TaxCare handles the reset for you when you ask it to.
4 min readUpdated 26-Oct-2026
Salary and employment
Your salary has a basic pay, allowances, perquisites and sometimes retirement benefits. Some parts are fully taxable, some partly exempt, and some depend on your regime. This guide shows how gross salary becomes taxable salary.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Interest on a home loan is deductible under section 24(b), but the rules differ for a self-occupied house and a let-out house, and for the old and new regimes. Learn the ₹2,00,000 cap, loss set-off and where the other home loan deductions fit.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80CCD(1B) lets you deduct up to ₹50,000 for your own NPS contribution, over and above the ₹1,50,000 limit of section 80C. It applies in the old regime only. Learn who can claim it and what proof you need.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
When your employer pays into your NPS account, section 80CCD(2) lets you deduct it, up to 14% of salary in the new regime. It is one of the few deductions that works in both regimes. See the limits and examples.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80E lets you deduct the interest you pay on an education loan, with no upper limit on the amount, but only in the old tax regime. Learn the conditions, the details the return asks for and the mistakes to avoid.
3 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80G lets you deduct donations to approved charities, at 100% or 50% depending on the fund, with a cash limit and, for some funds, a cap of 10% of income. Learn what you need and how the claim is worked out.
4 min readUpdated 26-Oct-2026
Deductions and exemptions
Section 80TTA lets you deduct up to ₹10,000 of savings account interest. Section 80TTB gives senior citizens up to ₹50,000 on savings and deposit interest. Both apply in the old regime only. See who gets which.
2 min readUpdated 26-Oct-2026
ITR filing basics
Self-filing suits simple returns where the data is already on the portal. A Tax Expert suits complex income, notices or cases you would rather not handle yourself. Here is how to choose.
3 min readUpdated 26-Oct-2026
House property and rent
A house you live in has nil taxable value but limited home loan interest relief. A house you let out is taxed on its net annual value with a 30% standard deduction. See how each is worked out, the loss limits and how the regime changes things.
4 min readUpdated 26-Oct-2026
Refunds, e-verification, notices and corrections
If you do not e-verify online, you can verify a return by signing the ITR-V acknowledgement and posting it to the department's processing centre. Learn when this applies, how to send it, the time limit, and why e-verification is usually faster.
4 min readUpdated 26-Oct-2026
Special taxpayers and life situations
Some senior citizens whose income is only pension and interest from one bank do not have to file an ITR, because the bank deducts tax. Here is how to check whether the exemption applies to you, and when filing still helps.
4 min readUpdated 26-Oct-2026
Capital gains and investments
A gain is short-term or long-term depending on how long you held the asset: 12 months for listed shares and equity funds, 24 months for most other assets. The tax rate depends on it. Learn the holding periods, rates and exemptions.
5 min readUpdated 26-Oct-2026
Capital gains and investments
Tax on a mutual fund sale depends on the type of fund and how long you held it. Equity funds: 20% on short-term gains and 12.5% on long-term gains above ₹1,25,000. Debt funds bought on or after 1 April 2023 are taxed at your slab rate.
4 min readUpdated 26-Oct-2026